First Time Home Buyer
Advantages of the first time home buyer
Purchasing a home is one of life’s major landmarks and for some, it is even a dream come true. We understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable. The FHA First-Time Homebuyer you get FREE same day pre-approvals, low down payments, and savings on everything from appliances to moving expenses.
FHA First Time Home Buyer (FTHB) offer a variety of programs to help potential homeowners navigate the home buying process. Partner agencies in for each individual state provide education, mortgage loan programs and more assistance for families and individuals to find the right home
Low to no down payment
Gifts can be used as a down payment method.
1st time Loan Programs and allows borrowers to combine the cost of energy-efficient upgrades into their Loan loan upfront(without a larger down payment.)
No Income Limits
There is no income limit in qualifying as a first time home buyer.
Lower Credit Scores
Your score can be lower as a first time home buyer.